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Sinclair-Cockburn Financial Services Inc. (hereinafter called SCFS) started underwriting and managing mortgages in 2001. In 2004, Sinclair-Cockburn Mortgage Investment Corporation (MIC) was created to meet the demand of our investors, who wanted to take advantage of investing thorough their Registered Retirement Accounts. The Mortgage Investment Corporation started with $3.3 million dollars and currently has $57,600,000 in the portfolio.

Since inception, the fund has returned no less than 9% per year except for 2009 and 2010, where the rate of return was 8.29% and 8.65% respectively. If you had invested $100,000 on January 1st, 2005 and re-invested all distributions, your investment would be worth $265,980 as of December 31st, 2015.

Since 2001, we have developed relationships with many different mortgage brokers across Ontario and we’ve developed strong relationships with some of Canada’s leading banking institutions.

With years of experience and a proven business model, Sinclair-Cockburn Mortgage Investment Corporation is an excellent opportunity for any accredited investor looking to diversify their portfolio.

A Unique Opportunity for the High Net-Worth Investor

Investment options for today's high net worth clients are more limited than they were five or ten years ago. Traditional vehicles like bonds and money market funds yield little returns, while more aggressive instruments, such as stocks, mutual funds or other equity-based holdings, have proved risky in recent years. Many investors with capital are looking for alternative investments.

Sinclair-Cockburn Mortgage Investment Corporation (MIC) provides a much-needed answer for the savvy investor. The MIC offers a solid rate of return and a great opportunity to invest in secured conventional and non-conventional mortgages. *(past performance may not be repeated and does not indicate future returns)

Here’s how it works: The MIC invests mainly in second mortgages with durations of no more than three years. It primarily invests in residential and, on rare occasions, commercial mortgages for properties located in Canada. However, the vast majority of the mortgages are in Ontario. A strict due diligence process includes an independent appraisal of the property, proof of income of the borrower (to support debt servicing) and a credit history of the borrower. Fund Manager Chris Pridham reviews the merits of each mortgage application. Sinclair-Cockburn lawyers handle all the legal work.

Sinclair-Cockburn Financial Services started underwriting and managing mortgages in 2001. In 2004, Sinclair-Cockburn Mortgage Investment Corporation (MIC) was created to meet the demand of our investors, who wanted to take advantage of investing thorough their Registered Retirement Accounts. The Mortgage Investment Corporation started with $3.3 million dollars and currently has $57,600,000 in the portfolio as of December 31st, 2015.

Investors receive interest income quarterly and the MIC issues a T-5 in February. Annual management fees do not exceed 2.04% per year. All expenses are kept to a minimum to ensure the best use of investor’s funds.

SCMIC presents a unique opportunity for clients who are:

  • Accredited Investors*
  • Capable of investing $150,000
  • Looking for diversification
  • Frustrated with the limited options of the current investment climate

SCMIC offers:

  • Investment income paid quarterly
  • An investment opportunity specializing in first and second mortgages
  • An income investment producing rates of returns well above the rate of inflation *(past performance may not be repeated and does not indicate future returns)
  • A thorough due diligence process
  • Low management fees and expenses

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Risks You Should Know About

No securities regulatory authority has assessed the merits of any of the securities sold by SCFS or its representatives. The securities you are buying are not listed on any stock exchange, and they may never be listed. Particularly in the case of exempt products, (MICs), you may never be able to sell these securities.
The MIC is a non-reporting issuer. A non-reporting issuer does not have to publish financial information or notify the public of changes in its business. You may not receive ongoing information about this issuer.
Additional risks associated with the investment you are purchasing are set out in the Prospectus, Offering Memorandum and/or Subscription Agreement provided with your purchase. The MIC is considered a high risk investment. We ask and expect that you will read these carefully before purchasing your securities.



For Investment opportunities, please contact:
Chris Pridham, CFP, AMP
President
(T) 905-762-3388
(F) 905-762-3377
Email: chris.pridham@scmic.ca



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